Free Mortgage Consultation
Burlington & Ontario
A dedicated Canadian mortgage advisor will review your situation, compare 30+ lenders, and present your best options — within 2 business hours.
Instant Answers — No Wait
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Why Greenhouse Mortgage?
- Free consultation — lender pays our fee
- Access to 30+ Canadian lenders
- IRD penalty analysis on every file
- FHSA + HBP stacking guidance
- Rate hold for up to 120 days
- One advisor from application to close
Book Your Consultation
We respond within 2 business hours via your preferred contact method.
Our Office
Find Us in Burlington
Office Hours
Contact Direct
Free parking available on site. The building is easily accessible from the QEW/403 interchange at Appleby Line, Burlington.
The Process
What Happens After You Book
Confirmation Within 2 Hours
A licensed Greenhouse Mortgage advisor will reach out via your preferred contact method within 2 business hours of receiving your form. You'll receive a confirmation with your advisor's direct contact information.
Free Situation Review
Your advisor reviews your mortgage goals, current financial situation, and timeline. No hard credit pull at this stage — just a thorough conversation to understand your needs and identify the best path forward.
30+ Lenders Compared
We access rates and products from over 30 Canadian lenders — major banks, credit unions, monoline lenders, and alternative lenders — and present you with the best options for your specific situation.
Application to Close
Once you choose your mortgage solution, we handle the full application, underwriting, appraisal coordination, and closing process. One dedicated advisor from start to keys — average close time is 21 days.
Mortgage Services We Offer
Greenhouse Mortgage Services Inc. is a full-service Ontario mortgage brokerage licensed under FSRA (Brokerage Licence #13468). We serve homebuyers, homeowners, and real estate investors across Burlington, Hamilton, Oakville, Mississauga, the Greater Toronto Area, and all of Ontario.
Why Ontario Homebuyers Choose Greenhouse Mortgage
Our service is free to you
Mortgage brokers are compensated by the lender who receives your business — not by you. You get access to 30+ lenders and expert guidance at no cost.
FSRA licensed and regulated
Greenhouse Mortgage Services Inc. is licensed under the Mortgage Brokerages, Lenders and Administrators Act, 2006 (FSRA Brokerage Licence #13468). All advisors are individually licensed.
One advisor, start to finish
You work with the same licensed advisor from your first consultation through to closing — no handoffs, no call centres, no surprises.
Fast, responsive service
We respond within 2 business hours and can typically provide a pre-approval within 24 hours of receiving your documentation.
Common Questions
Questions About Working With Greenhouse Mortgage
How much does it cost to use a mortgage broker?
Our service is completely free to homebuyers and homeowners. Mortgage brokers in Canada are compensated by the lender who receives your business — not by you. You get access to 30+ lenders and expert guidance at no cost. In some specialized situations (private mortgages, certain B-lender files), a broker fee may apply — we will always disclose this upfront before proceeding.
How quickly can I get a mortgage pre-approval?
We typically provide a pre-approval within 24 hours of receiving your complete documentation package. The initial consultation takes about 30 minutes, after which we will tell you exactly what documents are needed. For straightforward files (salaried employment, good credit, standard property), same-day pre-approvals are often possible.
What is the difference between a mortgage broker and a bank mortgage specialist?
A bank mortgage specialist represents one lender and can only offer that lender's products and rates. A licensed mortgage broker represents 30+ lenders simultaneously and has a legal obligation to act in your best interest. Brokers access rates and products from major banks, credit unions, monoline lenders, and alternative lenders — giving you the full market, not just one institution's offerings.
Do you serve clients outside of Burlington?
Yes — while our office is in Burlington, ON, we serve clients across the entire province of Ontario and in many cases across Canada. We work with clients in Hamilton, Oakville, Mississauga, Toronto, Brampton, Vaughan, Markham, Kitchener-Waterloo, London, Ottawa, and beyond. Most of our process can be completed remotely via phone, email, and video call.
Will getting a pre-approval hurt my credit score?
A mortgage pre-approval requires a hard credit inquiry, which may temporarily reduce your credit score by a few points. However, multiple mortgage inquiries within a 14–45 day window are typically treated as a single inquiry by the credit bureaus — so shopping multiple lenders through a broker does not compound the impact. We will always ask your permission before pulling your credit.
What documents do I need for a mortgage application?
For a standard salaried employment application: government-issued photo ID, 2 most recent pay stubs, most recent T4 slip, 2 years of Notices of Assessment (NOA), 90 days of bank statements showing your down payment, and a signed purchase agreement (if you have one). Self-employed applicants require 2 years of T1 tax returns, NOAs, and business financial statements. We will provide a complete personalized checklist after your initial consultation.
About Greenhouse Mortgage Services Inc.
Greenhouse Mortgage Services Inc. is a licensed Ontario mortgage brokerage (FSRA Brokerage Licence #13468) headquartered at 5500 North Service Road, Suite 300, Burlington, ON L7L 6W6. We are licensed under the Mortgage Brokerages, Lenders and Administrators Act, 2006 and regulated by the Financial Services Regulatory Authority of Ontario (FSRA).
Our team of licensed mortgage brokers and agents serves homebuyers, homeowners, and real estate investors across Burlington, Hamilton, Oakville, Mississauga, the Greater Toronto Area, and all of Ontario. We compare 30+ lenders — including major banks, credit unions, monoline lenders, and alternative lenders — to find the best mortgage solution for every client. Our service is free to borrowers; we are compensated by the lender when your mortgage funds.