My name is Antonio Ray, one of The Greater Toronto area's most trusted Mortgage Brokers. Being an owner and Principal Broker at Greenhouse mortgage, I work with individuals, investors, and developers interested in Mortgage related products. I bring a total of 12 year's experience in the mortgage and insurance industry respectively. This has helped me to master my soft skills such as excellent customer service by listening to clients' expectations and following through. I render quality service to build relationships with clients, and more importantly, maintain those relationships by communicating effectively. I have been responsible for overall leadership, direction, growth cash management, and strategic planning for several mortgage transactions and know how to maximize positive outcomes for my clients. Here are three things I do with and for my clients: 1. I consult with them, ensuring they make the right decision in every step of the process. 2. I will negotiate for them. This means I will treat my clients’ money like my own. 3. I take care of all the details. This means I will ensure the numerous steps in the Mortgage transaction are appropriately handled for my clients. Bottom Line, I get the job done! As a high-touch mortgage broker, I’m known for my extensive market knowledge and unmatched devotion to clients. My success is based almost exclusively on positive referrals. I earn my clients' respect by working tirelessly on their behalf and always offering them honest advice. I aspire to be an inspiring Mortgage Broker and have a firm belief that my client’s needs come first. Here’s is one of my famous quotes: "All you need is the plan, the road map, and the courage to press on to your destination." –Earl Nightingale. I am a goal-driven individual who inspires and will help people attain their goals, which drives me to stay motivated and focused. Apart from my professional life, I am a family guy who has been married for 27 years and have three lovely children, two boys, and one girl. When I’m not working, I enjoy spending time with my family, exercising, and focusing on self- development. Nice meeting you and I’m looking forward to speaking with you shortly!