<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://greenhousemortgage.ca/</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Core service / lead pages -->
  <url>
    <loc>https://greenhousemortgage.ca/rates</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/buy-a-home</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/refinance</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/renewal</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/loan-options</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/qualify</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <!-- Service pages -->
  <url>
    <loc>https://greenhousemortgage.ca/services/first-time-buyers</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/pre-approval</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/self-employed</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/investment-properties</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/private-mortgage</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/debt-consolidation</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/new-to-canada</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/renovations</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/credit-improvement</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/vacation-homes</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/commercial</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/services/personal-loans</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Tools -->
  <url>
    <loc>https://greenhousemortgage.ca/calculators</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Content / educational -->
  <url>
    <loc>https://greenhousemortgage.ca/education</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/glossary</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/resources</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/faq</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Social proof & trust -->
  <url>
    <loc>https://greenhousemortgage.ca/testimonials</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Company pages -->
  <url>
    <loc>https://greenhousemortgage.ca/about</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/team</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/antonioray</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://greenhousemortgage.ca/eddiewilberforce</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Contact & legal -->
  <url>
    <loc>https://greenhousemortgage.ca/contact</loc>
    <lastmod>2026-03-31T15:00:32.794Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

</urlset>