Antonio Ray
Founder, Greenhouse Mortgage Services Inc.
Helping Ontario families and investors secure competitive financing without the runaround. Built this brokerage to give Canadians direct access to the rates and strategies they deserve.
500+
Clients Helped
30+
Lender Network
Level 2
Broker Licence
FSRA Licensed
Brokerage Lic. No. 13468
CMHC Approved
Insured purchase programs
MPC Member
Mortgage Professionals Canada
REMIC Certified
Continuing education
Built this brokerage to give Canadians a better deal
Antonio Ray is a licensed Principal Broker Level 2 and founder of Greenhouse Mortgage Services Inc., a boutique brokerage focused on delivering strategic, high-level mortgage solutions. With experience across residential, investment, and commercial financing, Antonio has helped hundreds of Ontario clients secure financing tailored to their long-term goals. His approach goes beyond rates — every deal is structured with precision, sustainability, and future growth in mind. Known for handling complex scenarios including self-employed income, equity-based lending, and investment properties, Antonio brings clarity and confidence to every transaction. As a proud member of Mortgage Professionals Canada (MPC), he upholds a standard of professionalism, discretion, and client-first service. At Greenhouse Mortgage, the focus is simple — strategic solutions, refined service, and results that move clients forward.
I didn’t build this brokerage to sell mortgages, I built it to change how people experience financing, with a level of strategy and access that puts them in control.
Antonio Ray
Principal Broker Level 2
What Antonio does best
Residential Mortgages
Purchase, switch, or renewal across all property types.
Investment Properties
BRRRR, multi-unit, and rental portfolio financing.
Self-Employed Clients
Stated income and alt-doc solutions with top lenders.
Private Lending
Fast, flexible bridge and equity financing.
Debt Consolidation
Use your home equity to simplify and reduce monthly costs.
Commercial Financing
Mixed-use, retail, and industrial property structures.
What clients say
“Antonio found us a rate half a percent lower than our bank quoted. He made the whole process feel easy and never talked down to us. Highly recommend.”
— Jennifer L.
“As a self-employed buyer, I'd been turned away by two banks. Antonio structured a deal with an alternative lender that actually worked. Closes in two weeks.”
— Marcus T.
“Incredibly responsive and knowledgeable. He explained every option clearly, helped us compare 6 different lenders, and we ended up saving thousands.”
— Priya S.
Send Antonio a message
He typically responds within a few hours.